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Strengthen Your Payment Processing & Compliance with a Formal Legal Opinion

Offshore gaming operators licensed in Curaçao, Anjouan, Tobique, Nevis, and Kahnawake often face payment restrictions in Europe. A qualified Legal Opinion from Rikk and our local partners can unlock better rates, lower risk, and improve your transaction approval ratios.
Strengthen Your Payment Processing & Compliance with a Formal Legal Opinion
Offshore gaming operators licensed in Curaçao, Anjouan, Tobique, Nevis, and Kahnawake often face payment restrictions in Europe. A qualified Legal Opinion from Rikk and our local partners can unlock better rates, lower risk, and improve your transaction approval ratios.

European acquirers and payment providers are under increasing pressure from local regulators to avoid working with offshore companies. Operators licensed in jurisdictions like Curaçao, Anjouan, Tobique, Nevis, and Kahnawake are facing several financial consequences:


  • Declining approval ratios for transactions.
  • Rising processing fees often reach up to 8-12%.
  • Account closures due to compliance concerns or account openings rejected.

Without a solid Legal Opinion, payment providers classify your business as “high-risk offshore,” limiting your financial operations. They need to protect their back before accepting you and letting you operate in the EU markets.

Legal Opinions that Establish Trust with European Payment Providers
Rikk provides Legal Opinions recognized by EU payment institutions, confirming that your operations comply with relevant laws, licensing frameworks, and AML/CFT requirements. And satisfy Visa/Mastercard requirements.

Our legal opinions are prepared by top-tier legal experts in gaming and fintech law and are accepted by major acquirers, PSPs, and banking partners across Europe.
Practically increased transaction approval rates.
Results
Available for Curaçao, Anjouan, Tobique, Nevis, Vanuatu, and other offshore jurisdictions.
Coverage
Legal Opinion valid for EU regulators and acquirers.
Validity
What You Gain with Rikk Legal Opinion
  • Higher Approval Ratio
    Achieve up to 30–50% improvement in card transaction acceptance rates with European acquirers.
  • Lower Processing Fees
    Standard acquirer fees often reach 8–12% due to perceived risk. With a verified Legal Opinion, these fees can drop to 5–7% and even lower.
  • Regulatory Protection
    Minimizes exposure of payment providers to EU AML and gaming regulators for operational stability. Avoid penalties from Visa and MasterCard that can cost you up to €500,000.
  • More Integrations
    A valid Legal Opinion makes it easier to onboard new PSPs, acquirers, and banking partners.
  • Operational Stability
    Fewer freezes, compliance reviews, and sudden terminations from payment institutions.
  • Deep Expertise
    Rikk lawyers have expensive knowledge in iGaming business industry
How the Process Works
Delivery & Support
You receive the ready-to-present Legal Opinion regularly within 5–10 business days.
Implementation
We assist in submission to payment systems and acquirers if needed.
Drafting & Review
The opinion is prepared by licensed European lawyers.
Scope Definition
We select target countries for the Legal Opinion, with coverage for the EU-27 available.
Initial Consultation
We review your structure, license, and jurisdiction.
Rikk – a reliable partner for iGaming ventures
Strong relationships with all regulators
Reliable partners with 80+ PSPs and 15+ EMIs
No operator companies lost during last 5 years
Protected all our customers from regulator complaints
Supported over 500 brands to enter Tier 1 markets
Scaled projects from $0
to $100m+ GGR
Over 100 licenses obtained
Stay fully compliant with AML regulations while you scale your business.
We’ve helped multiple offshore operators licensed in Curaçao and Anjouan secure stable payment channels with European acquirers – cutting fees by up to 40% and doubling approval ratios.
Case Studies
  • Gaming Operator
    (Anjouan)
    Achieved up to 95% approval rate after providing a Legal opinion.
  • Gaming Operator
    (Tobique)
    Reduced acquirer fee from 7% to 4.5%.
  • Gaming Operator
    (Kahnawake)
    Successfully onboarded 9 new white PSPs using RIKK Law legal opinions.
Why Offshore Operators Trust Rikk
  • Deep expertise in offshore & EU payment regulations.
  • Legal Opinions issued by recognized European lawyers.
  • Validated by major PSPs and acquiring banks.
  • Fast turnaround — from 5 days.
Your questions about legal opinion – answered
We can help with frequent follow-up inquiries.
The Rikk Law team is ready to provide assistance with nominee service in different locations of the world, as well as assistance with certifying your software, establishing EMI accounts, connecting PSP solutions, and other business-related matters.

Secure Your Payment Operations with a Recognized Legal Opinion

Don’t let your payment partners classify your business as “high risk”.

Get a Legal Opinion that protects your PSP relationships, lowers fees, and ensures compliance with European regulations.

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